Terms of Service

These terms and conditions form part of the Agreement between the User and ourselves. Your accessing of this website and/or undertaking of a booking or Agreement indicates your understanding, agreement to and acceptance, of the Disclaimer Notice and the full Terms and Conditions contained herein. Your statutory Consumer Rights are unaffected.

The following terminology applies to these Terms of SERVICE, Privacy Statement and Disclaimer Notice and any or all Agreements: “User“, “You“ and “Your“ refers to you, the person accessing this website and accepting the Company's terms and conditions. “The Company“, “Ourselves“, “We“ and “Us“, refers to White Bear Capital LLC. “Party“, “Parties“, or “Us“, refers to both the User and ourselves, or either the User or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the “Users“ in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the User's needs in respect of provision of the Company's stated services/products, in accordance with and subject to, law. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he, she, or they, are taken as interchangeable and therefore as referring to same.

Acceptance of Terms

By accessing, viewing or using all or any part of the whitebearllc.com site you are accepting the terms of the Terms of Service. If you are entering into this agreement on behalf of a company or other legal entity, you represent that you have the authority to bind such entity and its affiliates to these terms and conditions, in which case the terms “you“ or “your“ shall refer to such entity and its affiliates. If you do not have such authority or you do not agree with these terms and conditions, you must not accept this agreement and may not use the service or content.

Description

White Bear Capital LLC is a strategic advisory firm that partners with founder-led and privately held businesses to navigate growth, capital planning, and M&A transactions. We offer sell-side and buy-side advisory, exit planning, and early-stage investment guidance. All content, tools, and resources on whitebearllc.com are intended for informational purposes only and are the proprietary intellectual property of White Bear Capital LLC.

Our website does not provide client logins or subscription-based services. Any inquiries made through the website do not constitute a formal advisor-client relationship. Use of this site is subject to these Terms of Service and applicable laws.

Operation, Maintenance, and Security

White Bear Capital LLC reserves the right to update or modify these Terms of Service at any time without prior notice. Any updates to site features, content, or structure will be subject to the most current version of these Terms. Continued use of the site constitutes your acceptance of those changes. The latest version is always available at whitebearllc.com.

Users are responsible for practicing safe browsing habits and protecting their own systems when accessing this site. If secure or credential-based access is ever introduced, you agree to maintain the confidentiality of your login details and are fully responsible for any actions taken under your account.

You agree not to use this site in any way that could damage, disable, overburden, or impair its operation or interfere with any other party’s use. Unauthorized access to systems, data, or features beyond public-facing content is strictly prohibited.

White Bear Capital may, at its discretion, change or remove any part of the website at any time, with or without notice. We are not liable for any temporary or permanent unavailability of the website or its contents.

It is your responsibility to ensure that your device, internet connection, and software are compatible with the site. You may not reverse engineer, disassemble, or otherwise attempt to derive source code from any part of the site.

We may collect and analyze anonymized, aggregated usage data to improve site performance and insights. This compiled information will never include personally identifiable details and remains the sole property of White Bear Capital LLC.

Limitation of Liability

You expressly understand and agree that White Bear Capital shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, date or other intangible losses (even if White Bear Capital has been advised of the possibility of such damages), resulting from: a) the use or the inability to use the service; b) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or form the service; c) unauthorized access to or alteration of your transmissions or data; d) statements or conduct of any third party on the service; or e) any other matter relating to the service. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

No Resale of Service

You agree not to reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposed, any portion of the Service, use of the Service, or access to the Service.

Privacy Statement

We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers.

Confidentiality

For the purposes of agreement, Confidential Information shall include the Service, the User Data, and any accompanying or related documentation. Confidential Information does not include information which is:

Developed by the non-disclosing party independently of the disclosing party as supported by the non-disclosing party's written records;
Rightfully obtained without restriction by the non-disclosing party from a third party;
At the time of disclosure or thereafter becomes publicly available other than through the fault or negligence of the non-disclosing party;
Released without restriction by the disclosing party to anyone including the U.S. Government as supported by the non-disclosing party's written records; and
Known to the non-disclosing party at the time of disclosure as supported by the non-disclosing party.

During the term of this Agreement and for a period of five (5) years after its termination or expiration, the Parties agree they shall not disclose any of the Confidential Information in any manner whatsoever, except as provided in subparagraphs (b) and (c) below, and shall hold and maintain the Confidential Information in strictest confidence.

A party may disclose Confidential Information to such party's directors, officers, employees, agents; and financial, legal, other advisors and affiliates (collectively, Representatives) with a bona fide need to know such Confidential Information, but only to the extent necessary to evaluate or carry out the terms of this Agreement and only if such Representatives are advised of the confidential nature of such Confidential Information and the terms of this Agreement and are bound by a written agreement or by a legally enforceable code of professional responsibility to protect the confidentiality of such Confidential Information. Further, the Parties acknowledge and agree that nothing in agreement shall prohibit the collection, compilation and distribution of any Compiled Data by White Bear Capital in accordance with this Agreement.
A party may disclose Confidential Information if and to the extent that such disclosure is required by court order, provided that such party provides the other party a reasonable opportunity to review the disclosure before it is made and to interpose its own objection to the disclosure.
The Confidential Information is being disclosed to the Parties and the Parties receive the Confidential Information solely for the purpose stated herein and specifically agree not to use the Confidential Information for any other purpose.

Disclaimer

Exclusions and Limitations

The information on this web site is provided on an “as is“ basis. To the fullest extent permitted by law, White Bear Capital:

Excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or White Bear Capital's literature; and
excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

Termination of Agreements and Refunds Policy

White Bear Capital may discontinue, suspend, or terminate any advisory engagement or client relationship at its sole discretion, with reasonable notice, in accordance with the terms outlined in a mutually agreed engagement letter or service agreement. Likewise, clients may terminate their engagement with White Bear Capital by providing written notice, subject to any terms or obligations stated in the engagement agreement.

Fees for advisory services are typically project-based and agreed upon in advance. Unless otherwise stated in writing, all fees are non-refundable once services have commenced. White Bear Capital is not obligated to retain or store client information following termination, except as required by law or regulatory compliance.

Log Files

We use IP addresses to analyse trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns and troubleshooting purposes, our web servers automatically log standard access information including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different to that stated above without your explicit permission.

Links to this website

You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.

Links from this website

We do not monitor or review the content of other party's websites which are linked to from this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright Notice

Copyright and other relevant intellectual property rights exist on all text relating to White Bear Capital services and the full content of this website.

White Bear Capital's logo is a registered trademark of White Bear Capital LLC in the United States and other countries. The brand names and specific services of White Bear Capital featured on this website are trademarked.

Force Majeure

Neither party shall be liable to the other for any failure to perform any obligation under any Agreement which is due to an event beyond the control of such party including but not limited to any Act of God, terrorism, war, Political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any other natural or man made eventuality outside of our control, which causes the termination of an agreement or contract entered into, nor which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use all reasonable endeavours to comply with the terms and conditions of any Agreement contained herein.

Waiver

Failure of either Party to insist upon strict performance of any provision of this or any Agreement or the failure of either Party to exercise any right or remedy to which it, he or they are entitled hereunder shall not constitute a waiver thereof and shall not cause a diminution of the obligations under this or any Agreement. No waiver of any of the provisions of this or any Agreement shall be effective unless it is expressly stated to be such and signed by both Parties.

California Consumer Privacy Act

Your Rights

The CCPA provides consumers (California Residents and other) with specific rights regarding their personal information. This section describes your CCPA rights and explains how you may exercise those rights.

Right of Access to Information

You may request access to the information that we collect on you. We will provide that information in a CSV file via email within 45 days of the request. We will include:

The categories of personal information that our business collects out you (the consumer)
The categories of sources of the consumer’s personal information
The business or commercial purpose for collecting or selling the consumer’s personal information
The categories of any third parties with whom the business shares the consumer’s personal information
The specific pieces of personal information collected about you (the consumer)
If we have sold your information, you have a right to request access to
The categories of personal information we collect about you
The categories of personal information the business has sold about the consumer
The categories of any third parties to whom the business sold the consumer’s personal information
A list of which categories of personal information the business sold to each third party
The categories of personal information the business discloses about the consumer for business purposes

Right to Deletion

You have the right to request the deletion of personal information that we hold on you. This right does not apply where our business needs to retain your personal information in order to:

Provide goods or services to the consumer
Detect or resolve issues security or functionality-related issues
Comply with the law
Conduct research in the public interest
Safeguard the right to free speech
Carry out any actions for internal purposes that the consumer might reasonably expect

Right to Non-Discrimination

We will not discriminate against you for exercising and of your CCPA rights. Unless permitted by the CCPA, we will not:

Deny the consumer goods or services
Charge the consumer different prices for goods or services, whether through denying benefits or imposing penalties
Provide the consumer with a different level or quality of goods or services to the consumer
Threaten the consumer with any of the above

Requesting Access and Deletion

To exercise your rights regarding data and deletion described above, please submit a verifiable consumer request to us by:

Calling us at 917-747-7811
Emailing us at info@whitebearllc.com

Only you, or a person registered with the California Secretary of State that is authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of you minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

Provide sufficient information that allows us to reasonable verify you at the person about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with any personal information if we are unable to verify your identity or authority to make the request and confirm that the personal information relates to you.

To make a verifiable request, you do not need to create an account with us. However, we do consider requests made through your password protected account sufficiently verified when the request relates to personal information associated with that specific account.

We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Categories of information that we collect

What we collect and why

We collect the minimum amount of information needed to identify your account, your work schedule, schedule preferences, and other information that an employer might need to keep on file.

What we don’t collect

We do not collect information from children or any sensitive data on users.

How we share

We only share information about you with third party vendors (service providers) to comply with your requests and to provide a higher level of service.

Do we sell your information?

No, we do not sell, share, rent or trade user personal information with third parties for their commercial purposes, except where you have specifically to us to (such as buying and sending a gift card)

Below is a summary of the categories of personal information we may collect and whether it is currently collected:

Cookies

White Bear Capital uses cookies and similar tracking technologies to enhance user experience, analyze site traffic, and improve our content. Cookies are small data files stored on your device when you visit our website.

We use:

Essential cookies – to ensure the website functions properly
Analytics cookies – to understand how visitors interact with our site (e.g., through Google Analytics)

By using this site, you consent to our use of cookies. You can control or delete cookies through your browser settings. Please note that disabling cookies may affect certain features of the website.

This site may also use third-party tools that place cookies to support analytics, marketing, or embedded content. The types and purposes of these cookies will depend on how the site is configured and maintained over time.

Last Updated: June 22, 2025